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Date: November 9, 2022
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It sounds like you guys have completely joint finances. A good approach here might be to separate some of those finances.
All income goes into one account and you each have your own accounts where you each get an equal monthly allowance.
Depending on your income that allowance could be $100 to a few thousand a month.
Your own separate account is to be used on things you want. For you that might be using most of the funds to invest for an earlier retirement, and for her that allowance could be used to pay for the finer things she wants in life, a nicer car, couch etc.
This gets little more complicated for things like a new couch, but you can resolve any differences by having a budget that you both agree on before you go shopping. E.g. you both agree that $2,000 is a good price for a new couch, and if she wants to buy a $4,000 couch then she pays the additional $2,000 from the savings she has in her own account.
No, they deserve each other, let’s hope they figure this out.
You’re right…